From first meeting
to signed plan
The first conversation
An hour, at no cost, to understand what you're really trying to solve. We listen more than we talk, and by the end we'll tell you plainly whether we're the right firm for it.
Gathering the facts
We collect the documents and the numbers, and we do the unglamorous reconciling ourselves. Advice built on guessed figures isn't advice, so we insist on the source paper.
The written recommendation
You get a plan in plain language, with the reasoning shown and the trade-offs named. Nothing hidden in a footnote, nothing you can't explain to your spouse.
Doing it, and reviewing it
We help you put the plan into motion and then sit with it — an annual review at minimum, because a plan that isn't revisited quietly stops being true.
"Because nobody pays us to recommend their product, the only thing we have to sell is being right over the long run. That keeps us honest better than any code of conduct."
Raffaele Dovrano — Principal, Dovrano & Sons
Documentary,
not decorative
A few honest frames of what an engagement with us actually involves.
Everything starts on paper, on the same oak desk three generations have used.
Wilderness Heights. It is hard to rush good judgement in a place like this.
Each client file carries every review, so the thread is never lost.
Engagements end the way they begin — plainly, and by agreement.
The first hour
costs you nothing
Come with the numbers, the worries and the half-formed questions. We'll tell you what we see and whether we can help — no obligation to go further.
Independent · Fee-based · No product commission